Insurance Coverage of IBCLC Care
Note: As of 7/14/25, Nurturing Traditions is out-of-network with most BCBS of Michigan plans. Although many plans will reimburse for our services, we cannot bill them directly. Please visit this page for more information.
Anthem
BCBS Federal
As of 7/14/26, we have paused billing Federal, Anthem, and non-Michigan BCBS plans due to non-payment by insurance companies. We are working to resolve this issue. Clients with these plans are currently self-pay and may still seek reimbursement. Email or text us with questions.
Aetna
Meritain
Cofinity
Nurturing Traditions is a contracted provider for the following types of above primary insurance plans and can bill them directly.
- PPO
- PPOPoint of service (POS)
- Open Access Plus (OAP)
HMO plans are not included. Please check your policy to verify coverage. The provider number is 1972883296. If parent or baby has a different insurance policy, there will be an additional fee.
Cigna
We are in-network with the following Cigna plans through our partnership with Lactation Consultants of America (LCA).
- PPO
- POS
- OAP
- HMO (requires physician approval-please contact us)
- Allegiance Cigna (no telehealth)
EPO plans are not able to be billed. If you prefer to verify benefits before scheduling, please contact us. If parent or baby has a different insurance policy, there will be an additional fee.
United PPO/HMO
We bill the following United plans with our contract through Lactation Consultants of America (LCA).
- PPO
- EPO
- HMO (limited plan-please check with us)
- Choice Plus
If you prefer to verify benefits before scheduling, please contact us. If parent or baby has a different insurance policy, there may be an additional fee.
Medicaid/WIC
If you and your baby are signed up for WIC benefits in the state of Michigan, you can request to see an International Board Certified Lactation Consultant (IBCLC) through WIC. We are contracted with the Midland County office only.
TRICARE East, CHAMPVA
We can bill TRICARE East plans with our contract through Lactation Consultants of America (LCA). If you prefer to verify benefits before scheduling, please contact us. If parent or baby has a different insurance policy, there will be an additional fee.
Curative, Centivo
We are in-network with Curative and Centivo plans through our partnership with Lactation Consultants of America (LCA).
- Covered Curative Plans: All Commercial PPO Plans; Commercial EPO Plans; Self-Funded Plans
- Covered Centivo Plans: All are covered.
If you prefer to verify benefits before scheduling, please contact us. If parent or baby has a different insurance policy, there will be an additional fee.
If Your Policy is Not Listed Above
For out-of-network claims, payment is collected at the time of service and you are provided with a superbill to submit for reimbursement. HSA/FSA cards, credit cards, check, and cash are accepted. Payment plans can also be arranged in advance of the consultation. For assistance in getting reimbursed for lactation consulting, please read here.
Travel Fees for In-Home Visits
If you choose an in-home consultation, additional travel fees apply based on the distance from our office. Our office is located at:
2621 W Wackerly St, Midland, MI 48640
Distance from Office
Travel Fee
0-15 Miles
$50
16-25 Miles
$75
26-40 Miles
$100